SUSDEVI Test Questions and Answers | SUSDEVI Online Test Portal

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SUSDEVI TEST QUESTIONS SECTION A
ESSAY

Ecommerce in Nigeria, estimated at $13 billion by the London based Economist Intelligence Unit (EIU), is a vital sector that, if properly harnessed can; create more means of livelihood for individuals and massive jobs for youths; enhance Market Access and sales for SME’s; boost economic development; reduce poverty and help in achieving some other Sustainable Development Goals (SDGs).




Unfortunately, the progress of ecommerce in Nigeria is being hampered by several factors, one of which is distrust caused by the activities of fraudsters and scammers who pose online as genuine sellers or buyers.




It is very common to have situations where buyers pay for goods and services online, only to wake up to the realization that they have been scammed.

Same applies to unsuspecting sellers who sell their goods/services and end up either incurring losses or getting out rightly defrauded.



To solve the mistrust between buyers and sellers and to drastically reduce incidences of online fraud, escrow payment arrangements have proved beneficial.




Escrow payments are such that a buyer, instead of paying to the seller directly, agrees to an arrangement with the seller and pays the money to a mutually trusted third party (escrow company/agency) who holds the money and releases it to the seller when it has been confirmed that the buyer has received the goods/services.

Genuine escrow companies have unique and effective ways of protecting the sellers too and settling disputes that may arise.



Escrow payment can be used for the purchase of virtually any kind of product/service, be it; physical products like a pair of shoes, piece of furniture, electronics, car, land or real estate; virtual products like software, ebooks, digital images, music files, secret keys/access codes; or services like hiring someone to do web design, create music/video/graphic content, etc.




As fraudsters generally shy away from escrow arrangements, it has been shown that insisting on escrow payment is one effective way to know if a seller is genuine.




For a small fee, usually not more than 5 per cent of the transaction value, trusted online escrow companies can be engaged to protect both the buyer and seller and help boost ecommerce in Nigeria.




However, care must be taken to only use online escrow services that are certified by the International Financial and Escrow Services Accreditation Board, the official body that not only regulates against fake online escrow services but provides $2 billion insurance coverage to clients of certified escrow companies.

1.
In an escrow payment arrangement, the buyer must pay to the seller directly before receiving the goods/services.

Hint

 Not applicable
 False
 True

2.
Harnessing the ecommerce sector in Nigeria can help achieve the SDGs goal 15 (Life on Land)

Hint

 True
 Not applicable
 False

3.
How much fee do escrow companies charge for their services?

Hint
 Usually not more than 5% of transaction amount
 $ 100 of transaction amount
 Not applicable
 $ 5 of transaction amount

4.
The worth of online commerce in Nigeria is estimated at

Hint

 $ 12 billion
 $ 8 billion
 Not applicable
 $ 13 billion

5.
Escrow payment arrangements have helped reduce online fraud
Hint

 Not applicable
 False
 True

6.
Escrow payments can be used for the purchase of all types of products, whether physical products, virtual products or services

Hint
 Not applicable
 False
 True

7.
Harnessing the ecommerce sector in Nigeria can help achieve the SDGs goal 15 (Life on Land)

Hint

 False
 Not applicable
 True

8.
How often do online buyers get scammed.
Hint

 Quite often
 Never happens
 Not applicable
 Not often

9.
Genuine escrow companies are usually unable to resolve disputes between buyer and seller

Hint
 Not applicable
 True
 False

10.
All online escrow service companies are safe to use for payment irrespective of their certification status.

Hint

 Not applicable
 True
 False

11.
Escrow payments can be used for the purchase of only physical goods like piece of furniture or electronics

Hint

 True
 False
 Not applicable

12.
All are benefits of using escrow companies that are certified by the International Financial and Escrow Services Accreditation Board except

Hint

 To avoid fake online escrow companies
 Gain access to insurance cover
 To pay taxes on escrowed goods/services
 Not applicable

13.
In an escrow payment arrangement, the buyer must pay to the seller directly before receiving the goods/services

Hint

 Not applicable
 True
 False

14.
The third party used in an escrow payment must be an escrow company/agency that is trusted by both the buyer and seller.

Hint

 Not applicable
 True
 False

15.
How often do online buyers get scammed?

Hint

 Quite often
 Never happens
 Not often
 Not applicable

1.

Genuine escrow companies are usually unable to resolve disputes between buyer and seller

Hint
 Not applicable

 False

 True

2.

In an escrow payment arrangement, the buyer must pay to the seller directly before receiving the goods/services

Hint

 True

 Not applicable

 False

3.

As a buyer online, insisting on escrow payment is one effective way to know if a seller is genuine

Hint
 Not applicable

 True

 False

4.

Escrow payment arrangements have helped reduce online fraud

Hint

 Not applicable

 False

 True

5.

Escrow services are beneficial in situations where a buyer doesn’t know or trust a seller

Hint

 Not applicable

 True

 False

6.

The third party used in an escrow payment must be an escrow company/agency that is trusted by both the buyer and seller

Hint

 True

 False

 Not applicable

7.

Harnessing the ecommerce sector in Nigeria can help achieve the SDGs goal 15 (Life on Land)
Hint

 True

 Not applicable

 False

8.
Escrow payments can be used for the purchase of only physical goods like piece of furniture or electronics

Hint

 True

 False

 Not applicable

9.

As a buyer online, insisting on escrow payment is one effective way to know if a seller is genuine

Hint
 False

 True

 Not applicable

10.

The worth of online commerce in Nigeria is estimated at

Hint

 $ 8 billion

 $ 12 billion

 $ 13 billion

 Not applicable

11.
Escrow payments can be used for the purchase of only physical goods like piece of furniture or electronics

Hint

 False

 Not applicable

 True

12.

Escrow payment arrangements have helped reduce online fraud

Hint

 False

 Not applicable

 True

13.

Harnessing the ecommerce sector in Nigeria can help achieve the SDGs goal 15 (Life on Land)

Hint

 Not applicable

 True

 False

14.

Escrow services are beneficial in situations where a buyer doesn’t know or trust a seller

Hint

 False

 Not applicable

 True

15.

Ecommerce in Nigeria is threatened by?

Hint

 Activities of genuine buyers and sellers

 Not mentioned in the Essay

 Activities of fraudsters online

 Not applicable

ACT SECTION B

ESSAY

To expand its global influence, China has invested heavily in developing nations around the world.

These strides have drawn unease and unfavourable media propaganda basically from fear that such moves by China can undermine the interests of the United States and some other western countries in Africa.

Irrespective of the propaganda, however, the U.S. based Foreign Policy Group has stated that Chinese aid and investment can be good or bad depending on what African nations choose to make of them.

The rise of China has necessitated the need for more Chinese language speakers across the globe and especially in Africa where China is making serious inroads.

Within the last two decades, China has grown from a small player in Africa to the source of nearly $200 billion in trade and $75 billion in aid to the continent.

Estimates say that there are more than 200,000 Chinese language related jobs in Africa that are currently unfulfilled; a figure that is projected to double by year 2022.

This holds great potential for the achievement of a number of the Sustainable Development Goals, including Goal 8 (decent work and economic growth) and Goal 1 (No Poverty).

To help Africa meet up with this shortfall in human capital, China’s language teaching giant, Guoji Dui, announced an ambitious plan in late 2018 to extend its online Chinese language teaching service to Africa – a move that is strongly backed by its government.

Under this plan, 2,500 of Guoji Dui’s best students from Africa will be selected every year and awarded study grants and sponsorship for cultural trips to China to enable them hone their language skills and immerse themselves in the unique Chinese culture.

Out of this yearly quota, it is expected that Nigeria – being the most populated African nation and the top focus for the next stage of the Sino-Africa relations – may receive as much as 40 percent of the slots.

The academia is of particular interest here as there is need to train and supply the desperately needed teaching staff for tertiary institutions across Africa and Nigeria in particular.

Hence, a proportion of the travel quota is reserved for graduates of higher institutions – whether from engineering, science, arts or other fields of study – who will be willing to enrol in a 2-year scholarship program in China for the award of Masters in Teaching Chinese. But that must be after they have attained a particular level of study under Guoji Dui.

1.
The Chinese language-related vacancies in Africa pose an opportunity to achieve the UN SDGs Goal 8 (Decent Work and Economic Growth)

Hint

 True
 False
 Not applicable

2.
How many Chinese language-related vacancies are estimated to be in Africa?
Hint

 250,000
 Not applicable
 More than 250,000
 25,000

3.
The Chinese language-related vacancies in Africa pose an opportunity to achieve the UN SDGs Goal 13 (Climate Action)

Hint

 True
 Not applicable
 False

4.
Who can benefit from the 2 years scholarship leading to a Masters degree in Teaching Chinese?

Hint

 Not applicable
 Graduates that majored in linguistics only
 Graduates that majored in Linguistics or other courses in the Arts
 Graduates of medicine, engineering, arts, linguistics and others, irrespective of course of study

5.
Nigeria may receive as much as 40 percent of the awards quota because it is the most populated country is Africa
Hint

 True
 Not applicable
 False

6.
Nigeria may receive as much as 40 percent of the awards quota because it is of less priority in the next stage of the Sino-Africa relations

Hint

 False
 True
 Not applicable

7.
Scholarship recipients will not need to be students of Guoji Dui

Hint

 False
 True
 Not applicable

8.
Nigeria may receive as much as 40 percent of the awards quota because it is the most populated country is Africa

Hint

 True
 False
 Not applicable

9.
What percentage out of the 2,500 yearly beneficiaries could go to Nigeria?

Hint

 30 percent
 More than 40 percent
 Up to 40 percent
 Not applicable

10.
Who can benefit from the 2 years scholarship leading to a Masters degree in Teaching Chinese?
Hint

 Not applicable
 Graduates that majored in Linguistics or other courses in the Arts
 Graduates of medicine, engineering, arts, linguistics and others, irrespective of course of study
 Graduates that majored in linguistics only

11.
How many people are billed to benefit from Guoji Dui’s sponsored cultural trips?
Hint

 Not stated
 250 yearly
 2,500 yearly
 Not applicable

12.
The Chinese language-related vacancies in Africa pose an opportunity to achieve the UN SDGs Goal 8 (Decent Work and Economic Growth)
Hint

 Not applicable
 True
 False

13.
What mode of teaching would Guoji Dui use for its Africa service?

Hint

 Not applicable
 Offline learning
 Both offline and online
 Online learning

14.
Nigeria may receive as much as 40 percent of the awards quota because it is of top priority in the next stage of the Sino-Africa relations

Hint

 False
 Not applicable
 True

15.
What government is backing up Guoji Dui’s ambitious plan of providing massive grants and scholarships to Africans?

Hint

 Not applicable
 The Chinese government
 The Shanghai municipal government of China
 The government of Heibei province

 

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